Knoxville Lien Removal Attorneys

Helping Clients throughout East Tennessee Resolve Their Debt Problems

Have you heard of the legal term “lien”? Many who recognize the phrase are filled with discouragement, anxiety, and even despair. This is because liens can have very negative impacts on your life.

To avoid the negative effects on your life, it is important to immediately contact one of our trustworthy team at The Law Offices Of Mayer & Newton. We can show all the options for dealing with a lien, particularly the beneficial routes of either Chapter 13 or Chapter 7. When it comes to filing a strong case for Chapter 13 or Chapter 7 bankruptcy, our lien removal lawyers in Knoxville are very experienced at successfully halting creditors from seizing your home.

Contact us today at (865) 328-7993 to be relieved about your anxiety over liens removal, for any resident of Morristown, Knoxville, or Sevierville.

What Happens If I Have a Lien Against Me?

If you owe someone a debt, whether for repairs on your house, emergency medical costs, or monthly credit cards, at any moment the creditor could seek to create a lien against you and your property. In this scenario, the creditor could forcibly seize your property and home until you pay back the entire debt.

In the meantime, however, the lender may often simply sell your property as you are desperately trying to get your finances in order. Even if you were compelled to resell your property, the lien owner could demand to be paid directly from the sale. Not only could this disastrous turn of events cause you to lose your family home, but you could have major obstacles in financing a new home in the future.

How to Prevent Liens in Tennessee

In many cases, proactively seeking aid from our experienced lawyers could save you the hassle and heartache of being forced into a situation involving liens in the first place. If you contact us immediately when you think you may have a delinquent payment, we can carefully examine your individual situation. Based on the evidence of your past ability to repay debts, as well as a new plan to organize debt management, we will then be able to discuss which option of Chapter 7 or Chapter 13 would be most optimal for your situation.

Once we have determined the most advantageous route, as well as the easiest to pay over an extended period of time, we can immediately file your case. This will prevent the lien from occurring since the judgment in the Register's Office has not been passed or even recorded. If you contact us quickly, we can not only protect your property from being seized, but we can also stop any and all attempts by creditors to foreclose your home, repossess your car, or create wage garnishment.

Types of Liens in Tennessee

When you think of the term “property,” you might assume that the only type of lien which can be enforced include large objects like houses. In reality, however, there are several types of property that are also included in the list of objects available to be seized by creditors.

Liens can be made against many types of a debtor’s property, including:

• Houses
• Apartments and condominiums
• Farms and storage compartments
• Acreage of land
• Jewelry
• Antiques
• Pieces of art and other valuables

Helping You Remove Liens

When it comes to removing liens that have already been made, our certified bankruptcy lawyers at The Law Offices Of Mayer & Newton can use similar means to preventing liens, advising you whether Chapter 13 or Chapter 7 will be more advantageous to your personal circumstances. You can trust our Knoxville lien removal attorneys to act with immediate promptness, to help eliminate and reduce your debts as quickly as possible.

Contact us now at (865) 328-7993 to learn how you can quickly be on the path to restored financial health and security. Schedule your free case consultation with our attorneys today.